External Evaluations

CDP

Yamaguchi Financial Group has responded annually to CDP’s Climate Change survey since 2022. In the 2025 assessment, the Group received a “B” score*, the same rating as in the previous year.

 

  • CDP uses an eight-level scoring system (A, A-, B, B-, C, C-, D, and D-). The “B” score represents the third-highest rating and corresponds to the management level, indicating that the company has identified its environmental risks and impacts and is taking action.

Inclusion in ESG Indices (June 2026)

MSCI Nihonkabu ESG Select Leaders Index

This index is calculated by MSCI Inc. and is designed to reflect the stock price performance of Japanese companies with strong environmental, social, and governance (ESG) practices. It uses the MSCI Japan IMI Index as its parent index, and constituent companies are selected on a relative basis within each industry.

S&P/JPX Carbon Efficient Index

This index was jointly developed by S&P Dow Jones Indices and Japan Exchange Group and uses TOPIX, a representative stock price index that reflects trends in the Japanese market, as its parent index. It is designed to reflect performance by adjusting the weights of constituent companies based on their environmental disclosure practices and carbon efficiency.

Morningstar Japan ex-REIT Gender Diversity Tilt Index

This index is calculated by Morningstar and uses the Morningstar Japan ex-REIT Domestic Index as its parent index. It is designed to reflect performance by adjusting the weights of constituent companies based on gender diversity assessments (Equileap scores).

Certifications and Accreditations

2026 Outstanding Organizations of KENKO Investment for Health

Yamaguchi Financial Group has been recognized as a “2026 Outstanding Organization” under the KENKO Investment for Health program* by the Ministry of Economy, Trade and Industry and the Japan Health Council.

  • KENKO Investment for Health program: A program that evaluates and certifies companies that strategically implement initiatives to maintain and promote employee health from a management perspective.

Yamaguchi Health Management Company Certification

Yamaguchi Financial Group has been certified under Yamaguchi Prefecture’s “Yamaguchi Health Management Company Certification Program*.”

  • Yamaguchi Health Management Company Certification Program: A certification program led by Yamaguchi Prefecture in collaboration with insurers that recognizes companies actively promoting “health management” initiatives.

Sports Yell Company 2026

Yamaguchi Financial Group has been certified by the Japan Sports Agency as a “Sports Yell Company 2026” under the “Sports Yell Company” program.*

  •  Sports Yell Company: A certification program that recognizes companies actively promoting sports activities to enhance employee health.

Eruboshi Certification (Level 2)

Yamaguchi Financial Group has been certified by the Minister of Health, Labour and Welfare as an Eruboshi Certification (Level 2)* company, based on the assessment that its initiatives to promote women’s participation and advancement meet certain evaluation criteria, in accordance with the Act on Promotion of Women’s Participation and Advancement in the Workplace.

  • Eruboshi Certification: A certification system awarded in three levels based on the degree to which companies meet evaluation criteria for promoting women’s participation and advancement.

“Ikudori!” Declaration Corporate Certification

Yamaguchi Financial Group has been certified under the “Ikudori! Declaration*” led by the Kyushu Regional Strategy Council.

  • “Ikudori!” Declaration: A certification program established in 2015 under the Kyushu Regional Strategy Council’s Child-rearing Land Kyushu Project to foster momentum for promoting the take-up of childcare leave by men. It targets companies and business establishments in Kyushu and Yamaguchi prefectures.

Yamaguchi “Tomo × Iku” Supporting Company

Yamaguchi Financial Group has been certified under Yamaguchi Prefecture’s “Yamaguchi ‘Tomo × Iku’ Supporting Company Registration Program*.”

  • Yamaguchi “Tomo × Iku” Supporting Company Registration Program: A program that registers businesses actively promoting the creation of a comfortable and supportive working environment, including enabling both men and women to take childcare leave in line with their wishes.

Digital Transformation Certification

Yamaguchi Financial Group has been certified as a DX-Certified Business Operator under the DX Certification System* established by the Ministry of Economy, Trade and Industry (METI).

  • DX Certification System: A framework that evaluates and certifies whether a company’s organizational structure and digital transformation (DX) initiatives meet certain standards.

Initiatives We Support

Task Force on Climate-related Financial Disclosures (TCFD)

Yamaguchi Financial Group endorsed the TCFD recommendations in December 2021 and has been disclosing climate-related information in line with those recommendations since fiscal year 2022.

GX Future Consortium

Yamaguchi Financial Group has participated in the GX Future Consortium* since April 2026.

  • GX Future Consortium: A platform that integrates and builds on the initiatives of the former GX League and the TCFD Consortium. Through public-private collaboration, it aims to achieve both a decarbonized society and economic growth by promoting GX-related rulemaking and disseminating relevant information.

Taskforce on Nature-related Financial Disclosures (TNFD) Forum

Yamaguchi Financial Group has been a member of the TNFD Forum* since May 2025.

  • TNFD Forum: An international platform that supports discussions on nature-related financial disclosures by providing expert knowledge.

The 21st Century Financial Action Principles

The Yamaguchi Bank, Kitakyushu Bank, and Momiji Bank have been signatories to the "Principles for Financial Action Towards the Formation of a Sustainable Society (commonly known as the 21st Century Financial Action Principles)" since 2011.

Sustainability Data Standardization Consortium(SDSC)

Yamaguchi Financial Group has been a member of the Sustainability Data Standardization Consortium* since 2023.

  • Sustainability Data Standardization Consortium (SDSC): An initiative that enhances the effective use of sustainability-related information by companies and investors through the standardization of sustainability data. In particular, it promotes initiatives to develop data frameworks across entire supply chains, including non-listed companies and small and medium-sized enterprises.

Human Capital Management Consortium

Yamaguchi Financial Group has been participating in the Human Capital Management Consortium* since August 2022.

  •  Human Capital Management Consortium: A platform where companies, investors, and experts share best practices, engage in discussions on human capital management, and consider effective approaches to disclosure and evaluation, with the aim of promoting the advancement of human capital management in Japan.

30% Club Japan

Yamaguchi Financial Group has been a member of the 30% Club Japan* since 2022.

  • 30% Club Japan: The Japanese chapter of the global 30% Club, a campaign that aims to increase the representation of women in senior leadership and decision-making positions. The initiative also aims to increase the representation of women to at least 30% in senior leadership and decision-making positions within organizations.

Awards

8th Sustainable Finance Awards (2022)

Yamaguchi Financial Group received the Regional Financial Institution Award at the 8th Sustainable Finance Awards (2022), organized by the Research Institute for Environmental Finance, in recognition of being the first regional financial institution to issue a green bond primarily targeting individual investors.